As a member of the armed forces, you are entitled to a myriad of benefits and services. For most of you, the primary reason for joining the service was for its educational benefits—both on-the-job training and money for college. The following provides a brief overview of the many benefits of being in the service.

Paycheck. Unlike a civilian worker, you have a guaranteed job (unless you commit a criminal act that results in a discharge). Your pay is based on your rank and you have ample opportunities to work your way up, either as an enlisted member or an officer. In addition, you have special pay for special situations. Although pay may seem lower than that for comparable civilian jobs, the extra benefits available to you in the armed forces normally are not provided to those outside of the military. Click here for more information about the different types of military pay.

Education. The Montgomery GI Bill (MGIB) program provides up to 36 months of education benefits for active-duty personnel. This benefit may be used for degree and certificate programs, flight training, apprenticeship/on-the-job training and correspondence courses. Remedial, deficiency, and refresher courses may be approved under certain circumstances. Generally, benefits are payable for 10 years following your release from active duty. Army Reserve, Navy Reserve, Air Force Reserve, Marine Corps Reserve, Coast Guard Reserve, Army National Guard, and Air National Guard personnel are also eligible for the MGIB (SR) program. Detailed information about the MGIB program can be found on its Web site: www.gibill.va.gov. Information about obtaining your bachelor's or graduate degree can be found in the Pursuing an Education While Enlisted section.

Financial Help. Service members can obtain housing loans at lower interest rates and lower expenses. (See the VA Home Loans section.) Life and health insurance are provided, including special health insurance after you retire. (Visit the Tricare Web site.) Servicemembers also have protection while on active duty from high interest rates on consumer loans as well as eviction protection. (See the Service Members' Civil Relief Act section.)

Legal Help. An important benefit to service members is the opportunity to receive legal help for different types of issues and problems. Your judge advocate general (JAG) office will draw up a simple will for no charge—something that would cost at least $200 outside the service. JAG officers will also help with domestic issues and personal issues. Although their actions are limited, JAG officers can point you in the right direction. Visit your local JAG office for any questions. Reserve and National Guard members also receive many of these benefits. For more information, including continued benefits for retired service-members, visit the benefits section of www.military.com.