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Check with a military association that might sponsor
automobile insurance; one of the most respected companies
insuring only military members and their families is USAA-visit
their Web site at http://www.usaa.com.
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Install an anti-theft device in your car.
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Insure your car and home (or apartment/military housing) with the same insurer.
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Choose an insurer that does not add charges if you or your car is involved in an accident charged against someone else.
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Ask for a discount if you have an accident-free and ticket-free record.
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Insure all your cars with the same company.
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Take advantage of the cheaper rates if you use your car only for pleasure driving.
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Ask your insurance company which cars have the lowest collision repair costs that result in lower premiums than cars with high collision repair costs.
- Choose a higher deductible for collision and/or comprehensive coverage. Note that the standard deductible for each coverage is $250, so any amount above this should reduce your premium. However, you should determine if the cost of a higher deductible is worth the benefit of a lower premium (the premium will not reduce dollar-for-dollar for the increased deductible amount).
