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 When Debt Works for You

When Debt Works for You . . . The Big Picture
A home is a basic necessity. But should you buy or rent? There are advantages and disadvantages to both.

Renting is a good short-term answer to housing, but short term places still need to be in an acceptable location.

How much can you afford to spend on rent? A worksheet helps you figure it out.

What should you look for in a rental property? Create a list that works for you.

What rights do you have? What rights does your landlord have? Interviewing a landlord requires some preparation.

What to look for in a rental contract.

Debt isn't always a bad thing. There are times in life when you will want to own a house, and take advantage of the tax breaks a house offers. Credit cards, when used wisely, can be useful in establishing credit and showing you are a responsible consumer.