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Most important purchases in our lives involve credit. The ability to buy a house or a car, to pay for higher education—even to find a job depends on your ability to prove that you are a good credit risk. Potential creditors and employers use credit reports and credit scores to determine your credit rating. Every lender wants to know how much risk they are taking on when they lend you their money.
The Big Picture. . . What Are Credit Reports Used For?
Who can see your credit report and what can they use it for? How long does information stay on your credit report? Ordering a copy of your credit report and know what you are looking at, including your credit score. Making corrections to your credit report. Adding accounts to your credit report. Staying out of credit trouble.
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